Student Health Insurance Plan
LMU requires all full-time undergraduate, graduate and law students enrolled in seven credit hours or more to have health insurance that covers surgery, hospitalization, specialty medical care, or other services outside the scope of SHS.
The LMU-endorsed Student Health Insurance Plan, provided by Aetna, provides this kind of coverage for both accident and/or sickness. All full-time students are automatically enrolled in this plan.
Cost of Coverage
|Westchester Campus||Law School|
(8/1/18 - 7/31/19)
(1/1/19 - 7/31/19)
Waiving Coverage: Do You Have Other Medical Coverage?
Students who have a personal or family health insurance plan may waive out of this plan option. To waive out of the University Endorsed Student Health Insurance Plan, please visit aetnastudenthealth.com, select your school (Loyola Marymount University / Loyola Law School), then follow the process to request a waiver.
Waiver Deadline Dates
You must complete a waiver proving comparable coverage by:
|Westchester Campus||Law School|
|Fall 2018||October 5, 2018||July 19, 2018|
|Spring 2019||February 1, 2019
(only for new students entering in Spring)
|December 12, 2018|
Summary of Benefits
|Preferred Providers||Non-preferred Providers|
|Maximum Benefit||Unlimited||Not covered|
|Out of Pocket Maximum||$5,000||N/A|
|Physician's Office Visit||$25 copay||Not covered|
|Urgent Care||$25 copay||Not covered|
|In-Patient Hospitalization||Plan pays 80%||Not covered|
|Emergency Room||$150 copay (waived if admitted), then plan pays 80%||$150 copay (waived if admitted), then plan pays 80%|
|Labs & X-ray||Plan pays 80%||Not covered|
Tier 1 - $15 copay
Where Can I Go for Service?
When you need care, consider Student Health Services as your first stop. They can provide many of the routine health services you need, and you generally pay less out of your own pocket for care. Please visit the Student Health Services website to schedule an appointment or view hours of operation.
You also may visit any licensed health care provider directly for covered services in Aetna's preferred provider* network (doctors, specialists, facilities).
If you see a provider that is not in Aetna's preferred provider network, you will have to pay the full cost; this plan does not cover services from Non-Preferred Providers and Facilities (except in true emergencies).
To learn more about preferred providers, visit aetnastudenthealth.com.
The Loyola Marymount Student Health Services is a full-service medical office accredited by the Accreditation Association for Ambulatory Health Care. Health services are available to all students enrolled in six or more semester hours. The staff includes a board certified physician and nurse practitioners in addition to registered nurses and trained support staff.
For more information, call Student Health Services at (310) 338-2881. In the event of an emergency, call 911 or the Department of Public Safety at (310) 338-2893.
*Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.
For More Information:
- 2018-19 AETNA University-Endorsed Student Health Insurance Plan Summary
- How to Submit a Bill to Aetna Insurance: Instructions for filing a claim under the University-Endorsed Student Healthcare Plan
- How to Submit a Bill to Your Insurance Plan: General instructions on how to submit a claim to any insurance carrier
- How to Get Your Aetna ID Card: Instructions on how to print your Aetna Student Health Insurance Plan card from the web
Excess / Injury Medical Expenses Plan (Accident-Only Plan)
Loyola Marymount University's Excess/Injury Medical Expenses Plan provides benefits to students and student athletes as a secondary health plan. The plan covers out-of-pocket expenses like co-pays and deductibles that are not covered by your primary health insurance when you seek care for injuries related to accidents.
All students are automatically covered under this plan.
- Annual Premium: $114
- Coverage Period: August 1, 2018 to July 31, 2019
For more information please see the Mandatory Student Accident Brochure 2018-19.
To submit a claim under the University's Excess/Injury Medical Expense plan, please use the Student and Athletic Accident Insurance Claim form.