Student Health Insurance

Student Health Insurance Plan

LMU requires all full-time undergraduate, graduate and law students enrolled in seven credit hours or more to have health insurance that covers surgery, hospitalization, specialty medical care, or other services outside the scope of SHS.

The LMU-endorsed Student Health Insurance Plan, provided by Aetna, provides this kind of coverage for both accident and/or sickness. All full-time students are automatically enrolled in this plan.

Cost of Coverage

 Westchester CampusLaw School
Annual
(8/1/18 - 7/31/19)
$2,420 $2,415
Spring
(1/1/19 - 7/31/19)
$1,411 $1,406

Waiving Coverage: Do You Have Other Medical Coverage?

Students who have a personal or family health insurance plan may waive out of this plan option. To waive out of the University Endorsed Student Health Insurance Plan, please visit aetnastudenthealth.com, select your school (Loyola Marymount University / Loyola Law School), then follow the process to request a waiver.

Waiver Deadline Dates

You must complete a waiver proving comparable coverage by:

 Westchester CampusLaw School
Fall 2018 October 5, 2018 July 19, 2018
Spring 2019 February 1, 2019
(only for new students entering in Spring)
December 12, 2018

Summary of Benefits

 Preferred ProvidersNon-preferred Providers
Maximum Benefit Unlimited Not covered
Deductible $500 N/A
Out of Pocket Maximum $5,000 N/A
Physician's Office Visit $25 copay Not covered
Urgent Care $25 copay Not covered
In-Patient Hospitalization Plan pays 80% Not covered
Emergency Room $150 copay (waived if admitted), then plan pays 80% $150 copay (waived if admitted), then plan pays 80%
Labs & X-ray Plan pays 80% Not covered
Prescription Drug

Tier 1 - $15 copay
Tier 2 - $40 copay
Tier 3 - $80 copay

Not covered

This table presents only highlights of the plan. For full plan benefits and details, please see the plan brochure at aetnastudenthealth.com.

Where Can I Go for Service?

When you need care, consider Student Health Services as your first stop. They can provide many of the routine health services you need, and you generally pay less out of your own pocket for care. Please visit the Student Health Services website to schedule an appointment or view hours of operation.

You also may visit any licensed health care provider directly for covered services in Aetna's preferred provider* network (doctors, specialists, facilities).

If you see a provider that is not in Aetna's preferred provider network, you will have to pay the full cost; this plan does not cover services from Non-Preferred Providers and Facilities (except in true emergencies).

To learn more about preferred providers, visit aetnastudenthealth.com.

The Loyola Marymount Student Health Services is a full-service medical office accredited by the Accreditation Association for Ambulatory Health Care. Health services are available to all students enrolled in six or more semester hours. The staff includes a board certified physician and nurse practitioners in addition to registered nurses and trained support staff.

For more information, call Student Health Services at (310) 338-2881. In the event of an emergency, call 911 or the Department of Public Safety at (310) 338-2893.

*Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services.

For More Information:

Excess / Injury Medical Expenses Plan (Accident-Only Plan)

Loyola Marymount University's Excess/Injury Medical Expenses Plan provides benefits to students and student athletes as a secondary health plan. The plan covers out-of-pocket expenses like co-pays and deductibles that are not covered by your primary health insurance when you seek care for injuries related to accidents.

All students are automatically covered under this plan.

  • Annual Premium: $114
  • Coverage Period: August 1, 2018 to July 31, 2019

For more information please see the Mandatory Student Accident Brochure 2018-19.

To submit a claim under the University's Excess/Injury Medical Expense plan, please use the Student and Athletic Accident Insurance Claim form.